Change Someone’s Life With $25

Hello friends, it’s 1:30 AM in Melbourne when I’m writing this, but I am so determined to finish this page.. so please read on! I won’t waste your time. Promise.

What Can You Buy With $25?

What does $25 get you?
A meal in a restaurant? Two cinema tickets?

Have you ever thought that $25 can help make a better world?
For some people, $25 means everything.

Well, here is a much better way to use your $25, and YOU WILL GET IT BACK.

What Is Kiva?

Kiva is a non-profit microlending organization. This means they make small loans (often just a few hundred dollars) to people who are working hard to build businesses in underdeveloped countries all over the world.

Basically:

• This is a CHARITY.

• You are LENDING your $25 to people who really need them, taking NO INTEREST. Poor, hardworking men and women in situations that can make you weep, and they really need business loans to continue their work and feed their family! They are not slackers, they are hard-working people!

• YOU WILL GET YOUR MONEY BACK, 98.8% of the time. This repayment rate is the magic of microlending.. the guy who create microlending concept won a economic Nobel prize. Banks in developing nations can only DREAM having this repayment rate.

• Your only cost, from a finance point of view (I have a degree on this), is the 1.2% chance of not getting your money back, and the interest that you would have get if you invest the $25 somewhere else, like bank for example.THIS IS WHY IT IS A CHARITY : Basically you lend money without interest!

I’m a firm believer that everybody who works hard for a good cause deserves a success.
That is why I contribute to Kiva.
As the loan get repaid, I will continue to add more and reinvest in other loans in Kiva.

But I can’t do it alone..

There are hundreds of people needing business loans. They are hardworking people, they are not slackers! They are not asking for donation.. they just need to loan some money to help with their business.

So I have decided to start a lending team in Kiva.

This is the part I really like about Kiva. It leverages the social power of today’s social media. We can literally team up as a team and help change the world

Together WE can make a real difference, and make this world better.

So why not join my team and lend $25 to somebody RIGHT NOW?
Come on, let’s change the world together, $25 at a time.

Here is the link to join my team (it does not do me any good…) :

Click here to join my team

Joining team does not affect anything.. you still decide who you want to lend to.. or we can talk and lend for 1 person of your choice..

Come on!

Talk to me in comment below or in my facebook. Or at least share it in your facebook